Payment Stocks Experience a Rough 2H, Look to Rebound
Payment stocks were the darling of global public equity markets during the height of the pandemic in 2020. Payment companies, particularly those oriented to digital commerce, proved resilient, even during a pandemic. This wave of momentum in public equity valuations peaked earlier this year, however. Since then, most (not all) payments stocks have declined materially […]
Infographic: Open Banking Tech Platform Valuations at All Time High as Investors Eye Future Opportunities
General Observations Open banking technology platforms exhibit double and triple-digit revenue growth (figure 1) These platforms showcase triple-digit revenue multiples: Truelayer, Railsbank and Tink have valuations of more than 100x revenue (figure 2) High M&A and funding activity drives growth and valuation, and the cards schemes are also in the game (figure 2) Data aggregation […]
The Rise of Alternative Payment Methods in Europe
Europe saw a proliferation of new alternative payment methods (“APMs”) during the past decade which accelerated during COVID. APMs including mobile wallets, account-to-account payments, “Buy Now, Pay Later” schemes, and other forms are thriving across Europe. The European Payments Initiative (EPI), is an ambitious initiative to create a Pan-European payment scheme to compete with Visa/Mastercard. […]
P27 Illustrates the Potential for Modern A2A Rails to Spur Fintech Innovation
Even payments and fintech experts often think of the Nordics as a single market with common consumer behavior, business demographics, and culture. While there are similarities, each Nordic market has a distinct payments infrastructure. The bank systems and networks are fragmented, built on domestic rules which make intra-Nordic cross-border transactions cumbersome. Nonetheless, this is set […]
The Paypers: Who’s Who in Payments Report 2021
Flagship recently supported the development of The Paypers’ Who’s Who in Payments report for 2021, and would encourage everyone to download the report for great market and participant insights.
Payment Stocks Perform Well During Pandemic
Image credits: Adyen