Innovations
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Perspective on Key Events
Tokenized Deposits: Everyone Is Building, Almost No One Is Connecting
Tokenized deposits are having their moment. Following the surge of stablecoins, banks and financial institutions worldwide are announcing coalitions, forming consortia, or already running live solutions to bring deposits, securities, and payments on-chain. Tokenized Money Maturity…
X-Border Payments
The Stablecoin Promise in Cross-Border Payments: Real, but Not Uniform
Card Issuing
Flagship Market Monitor: Credit Issuing Q1 2026
SaaS
Q1 2026 SaaS+Fintech Earnings Observations
Innovations
Executive Interview with Martina Weimert, CEO, EPI: “We want to offer one tool for all payment use cases”
Embedded Finance & BaaS
Executive Interview with Luke Trayfoot, Global Head of Strategic Partnerships, YouLend: “Embedded lending is emerging as the next major frontier in embedded finance.”
Payments Orchestration
Android is the Clear Winner of the POS Terminal Operating System Wars
Perspective on Key Events
Sovereignty, Agents, and Stablecoins: Flagship’s Takeaways from Money20/20 Europe 2026
Embedded Finance & BaaS
Executive Interview with Miriam Wohlfarth, Co-Founder and Co-CEO of Banxware and Martin Brinckmann, Head of Small and Medium Corporates at HVB/UniCredit
Innovations
Non-USD Stablecoins Remain Niche and Highly Context-Specific
Card Issuing
The Illusion of Premium Card Profitability
AI Artificial Intelligence