Executive Interview Series: Key Payment Challenges and Opportunities in MEA, with Samer Soliman, CEO AFS
Flagship Advisory Partners’ Executive Interview Series provides readers with exclusive insights from thought leaders in the payments and fintech industry. This edition puts the spotlight on Arab Financial Services (AFS), a leading fintech that serves businesses and fintechs in the Middle East and Africa (MEA) region. Flagship Advisory Partners met with Samer Soliman, CEO of […]
The Paypers: Global Overview of Key Industry Themes in 2024 -Introduction to the Evolving World of Payments
The newest edition of the Global Overview of Payment Providers 2024 – Key Players and Trends in B2B/B2C Ecommerce is designed to help you stay up to date with key trends, investment patterns, mergers and acquisitions (M&As), innovations, and emerging technologies – and gain insights into the capabilities of the top companies in the payments industry. […]
Advent to Buy Nuvei in $6.3B Deal
Nuvei announces $6.3B acquisition by Advent International, breaking out from what has been a slow period for merchant payments M&A We advise viewing the slides via the “PDF” icon button. ‹ ›
Merchant VAS Now a Lucrative Reality for PSPs
A decade ago, Value-Added Services (VAS) in the context of merchant payments were more aspirational than tangible. Today, we see merchant Payment Services Providers (PSPs) achieving lucrative success across a range of value-adds including software subscriptions, lending, multi-currency, card issuing, and others. Isolating Square, given that they are publicly listed, we see a healthy 28% […]
Amsterdam Embedded Payments & Finance Event, March 2024
On 6 March 2024, we had the pleasure of hosting a live event in collaboration with The Payers and European Women Payments Network on the trending topic of Embedded Payments and Finance. Watch all highlights and a peak into the insightful discussions that took place.
PayPal Challenged by Growth Headwinds
General Commentary & Highlights PayPal’s stock dropped 9% after PayPal issued low guidance and warned of a transition year. PayPal’s account numbers fell for the first time while net revenue remained disappointingly flat, in part due to ongoing price pressure (net take rate declined by more than 50 bps since 2019). PayPal’s recent strategy to […]
Infographic: Q3 ’23 Fintech Stock Price Movements
General Commentary & Highlights Q3 earnings season brought heavy volatility to payments stocks Share price increases or decreases of +/- 20% were common as shown above Technology investors are now hyper-sensitive to earnings misses, even small misses (-5% vs. expectation) seem to drive c. -20% impacts to share price Substantially negative guidance, such as that […]
Square’s International Expansion
General Commentary & Highlights While Block works to fix its corporate challenges including a recently announced and much-needed expense reduction program, Square continues to demonstrate steady (though not spectacular) progress in the organic international expansion of its core merchant products, which achieved $380M of annualized gross profit in the most recent quarter. Square becoming more […]
Small Cap Fintechs Struggling in Public Equity Markets
It continues to be a rough ride for virtually all listed fintechs, large and small, although small cap fintech stocks are particularly challenged in today’s tough (and worsening) market conditions. In Figure 1, we compare the relative share price performance of large cap fintechs (market cap >$10B) vs. small cap fintechs (market cap < $2B). […]
Infographic: Lessons Learned from Adyen and DLocal Share Performance
General Commentary & Highlights: The recent public equity experiences of Adyen and dLocal highlight the increased importance of investor relations and communications in fintech. The share prices of both companies have fallen sharply from their peaks (-75% for Adyen and -70% for dLocal as of today). Part of this fall is consistent with the entire […]