PCN Podcasts: Opportunities and Developments within B2B Payments

Flagship Advisory Partners recently sat down with PCN CEO Rogier Rouppe van der Voort for their ‘In Check with Fintech’ podcast episode to discuss the latest developments and opportunities within the B2B payments space.   Delving deeper, they explored Fintech adoption trends in the U.S. and Europe, breakthroughs in real-time payment systems, key themes within […]

Infographic: CAB Payments Initial Public Offering (IPO) 2023

General Commentary & Highlights: CAB Payments, the holding company for Crown Agent Bank (CAB), a B2B FX and payments specialist got listed on the London Stock Exchange on 6th July ‘23 The deal had a market cap of £851 mil. at the IPO (largest public debut in London this year) The stock fell sharply on […]

P27: Lessons Learned from the Latest Failure in Pan-European Payment Collaborations

Introduction The Nordic P27 initiative is the latest pan-European payments collaboration to fail. Coupled with last year’s struggles of the European Payment initiative (EPI), Europe has seen a slew of failures in pan-European collaborations that have desired to launch new payment schemes and harmonize the European payments landscape. At the time of writing this article, […]

The Massive B2B X-Border Fintech Opportunity, 2023

The B2B X-Border payments fintech opportunity is massive. Fintechs continue to win share from banks by differentiating on technology and product. Fintechs with strong GTM focus on B2B SaaS integrations and collaborations will clearly emerge as winners. In this article, we analyze this space and present our key takeaways.    We advise downloading the slides […]

Executive Interview Series: Open Banking Payments with Wilko Klaassen, VP Business Development, Klarna Kosma

Flagship Advisory Partners’ Executive Interview Series provides readers with exclusive insights from thought leaders in the payments and fintech industry. The series offers diverse perspectives on everything from market developments to strategy to commentary on developments in the industry. This edition puts the spotlight on open banking developments in Europe. Flagship Advisory Partners met with […]

European A2A Schemes Thriving, Not Yet Open Banking Payments

While the European market waits for open banking payments to find a foundation, alternative payment schemes built on account-to-account (A2A) banking rails continue to thrive. In this article we examine the European landscape for A2A payment schemes and open banking A2A payments. Catalyzed By Mobile Commerce, A2A Schemes Thrive Across the EU   As shown […]

B2B Spend Management Fintechs: Positioning to Win by Unifying SaaS & Payments

B2B employee spend and expense management (‘spend management’) is often a complex workflow of interactions across multiple actors (employees, functional business departments, etc.) and several adjacent software services and vendors (travel booking, spend administration, expense management, procurement, etc.). The use of corporate and personal employee payment cards has remained a critical component of the B2B […]

Infographic: Crypto Boom, Bust and Usage 2022

Observations on Crypto  Global crypto markets, which boomed during the COVID-19 pandemic, rapidly crashed during the last 6 months (55% erosion of market cap) The current macroeconomic environment of rising interest rates, changes in crypto regulations, rising energy prices, and recent failures of stablecoins (Luna-Terra crash) have collectively contributed to a rapid erosion of the […]

Banking as a Service (BaaS) Fintechs Coming to Age to Fuel Integrated Finance Needs

Banking as a Service (BaaS), an innovative fintech model of powering fintechs and corporates with ”integrated financial services” (white label provision of a full stack of financial services products and supporting infrastructure and back office capabilities), has rapidly evolved as a disruptive theme in Europe. As we observed previously, SaaS (Software as a Service) and […]