Executive Interview with Miriam Wohlfarth, Co-Founder and Co-CEO of Banxware and Martin Brinckmann, Head of Small and Medium Corporates at HVB/UniCredit
Miriam Wohlfarth Martin Brinckmann Flagship Advisory Partners’ Executive Interview Series provides readers with exclusive insights from thought leaders in the payments and fintech industry. This edition spotlights Miriam Wohlfarth, Co-Founder and Co-CEO of Banxware, and Martin Brinckmann, Head of Small and Medium Corporates at HVB/UniCredit. Photo credit: Miriam Wohlfarth, Martin Brinckmann
Podcast: TreviPay on Why B2B Commerce Is Reaching an Inflection Point?
A conversation with Allen Bonde, Chief Marketing Officer at TreviPay, and Inez Berkhof-Hollander, VP of EMEA at TreviPay, about why B2B commerce is reaching an inflection point and how pay-by-invoice is becoming a catalyst for order-to-cash automation. “Pay by invoice is the starting point, but it’s not the ending point.” If B2B payments are becoming […]
Embedded Lending – A Key Growth Opportunity for Fintechs and Platforms
A panel discussion on embedded lending and its massive upside potential. Banks continue to underserve SMB demand, SaaS platforms are in a strong position to monetize, and fintechs are well-positioned to fill gaps in market supply.During the session, we defined the market, illustrated key growth opportunities and use cases, discussed operating model options, and explored […]
Will AI Kill the B2B Software Industry?
The software industry is panicking as bears latch onto the theme of AI disrupting the software industry, assuming that AI will be able to develop custom code that is superior or lower cost. Investors are clearly spooked, the flight from software equities has been bloody as we illustrate in Figure 1 below. We agree that […]
Podcast: Why Embedded Lending is the Next Big Wave in Embedded Finance
This episode explores why embedded lending is emerging as the next big frontier after embedded payments in Europe and North America. Charlotte Al Usta (Flagship) and Luke Trayfoot (YouLend) discuss how lending delivered through platforms can finally fix SMBs’ chronic access-to-credit problem by leveraging real-time data instead of slow, paperwork-heavy bank processes. They dive into […]
PSPs Buying Commerce Software Accelerating in Europe
Introduction Software platforms (ISVs or SaaS or SW companies) are rapidly expanding into payments and embedded finance, capturing more and more of the fintech value chain. In the U.S. market, we estimate that ISVs (independent software vendors), in various forms, already control 35% of the SMB merchant payments revenue pool. In response, payments service providers […]
Next-gen POS Driving Impressive Growth
Introduction The tremendous growth of next-gen point-of-sale (POS) providers highlights a transformative shift towards innovative product and service models in the physical commerce environment. The introduction of new iOS and Android software and hardware has disrupted the traditional POS market, and has contributed to the development a broad range of affordable, highly flexible and innovative […]
Amsterdam Embedded Payments & Finance Event, March 2024
On 6 March 2024, we had the pleasure of hosting a live event in collaboration with The Payers and European Women Payments Network on the trending topic of Embedded Payments and Finance. Watch all highlights and a peak into the insightful discussions that took place.
Mastering Omnichannel Payments
SaaS Embedded Payments Accelerating in Europe
Video Summary {% video_player “embed_player” overrideable=False, type=’hsvideo2′, hide_playlist=True, viral_sharing=False, embed_button=False, autoplay=False, hidden_controls=False, loop=False, muted=False, full_width=False, width=’1080′, height=’1080′, player_id=’147586038180′, %} Introduction The evolution of SaaS embedded payments is the preeminent theme in merchant payments in North America and is also now increasingly in Europe. The U.S. market remains the clear bellwether of SaaS + payments disruption, […]