Growth Opportunities in B2B Mobility & Fuel Payments
Flagship has observed a surge of interest in the B2B mobility space over the past year, driven by several factors: the growing popularity of EVs, the introduction of Visa Fleet 2.0, the lack of product differentiation amongst traditional providers paving the way for new entrants, and the rising adoption of embedded payments in verticalized SaaS […]
Webinar Recording: Dispute Management Solutions – Should Issuers Build or Buy?
This webinar explores the crucial decisions facing financial institutions today: should you build your own dispute management solution, or buy a third party system? This expert-led session guides you through the essentials of dispute management, covering key topics including: – Dispute management and why it matters– Challenges banks face with their dispute management process– Building […]
Apple Opening Up iOS NFC in Europe – Will it Change the Game for In-Store Payments?
Gaining access to the physical POS (‘Point-of-Sale’) has been a pain point for local wallets and APMs (‘Alternative Payment Methods’) in several European markets. Apple Pay, Google Pay, and contactless cards have excellent customer experiences and broad acceptance, and APMs have struggled to match these card-centric form factors in terms of ease of use. European […]
Webinar: Demystifying CBDCs and the Digital Euro
Discover the future of finance with our webinar unpacking CBDCs (Central Bank Digital Currencies) and the ECB (European Central Bank) ambitions for the Digital Euro. CBDCs have emerged as a pivotal topic, intersecting finance, technology, and policy. In this session, we delve into definitions, characteristics, use cases, and potential impact CBDCs have on stakeholders in […]
Still Work to Be Done for Next-Gen Issuer Processors Seeking to Capture the Embedded Finance Opportunity
Regardless of the wide variance in definitions for the term “embedded finance” (which Flagship defines in detail in an article here), most market participants can agree on the need to quantify how big embedded finance actually is today, and what its trajectory is towards obtaining its (typically huge) theoretical market size. This article seeks to […]
Digital Euro: Digitalizing the Eurozone Payment Ecosystem
This article is part II of our Central Bank Digital Currencies series. For more insights, please refer to Part I: Demystifying CBDC (Central Bank Digital Currencies) here.
The Rise and Fall of the Apple-Goldman Sachs Consumer Finance Partnership
The Wall Street Journal’s reporting on Nov. 28 that “Apple is pulling the plug on its credit-card partnership with Goldman Sachs” caps off months of highly public news about the dissolution of Goldman’s entry into consumer financial services. In this article, Flagship estimates the profitability of the Apple Card program, which we believe is the […]
Enfuce In The Hot Seat Podcast: Compliance Done Right
Erik Howell, Partner at Flagship Advisory Partners recently joined Don Riddick, Company Secretary and Chief Legal Officer for Featurespace on Enfuce’s latest episode of their In The Hot Seat podcast. Hosted by Denise Johansson, co-founder and co-CEO of Enfuce, the episode emphasizes the critical role compliance and transparency play in the financial […]
The Paypers Embedded Finance and Banking-as-a-Service Report, 2023
The inaugural edition of The Paypers’ Embedded Finance and Banking-as-a-Service Report 2023 covers essential business models and key players in the Embedded Finance and BaaS ecosystem. It also highlights the latest trends, technologies, and real-world examples illustrating how Embedded Finance is revolutionizing various industries. Download the full Embedded Finance and Banking-as-a-Service Report 2023 at The […]
Reactions to the 2023 U.S. Credit Card Competition Act
The proposed (but not yet voted on) U.S. Credit Card Competition Act of 2023 continues to make headlines, most recently on the back of The Wall Street Journal’s report that Visa and Mastercard will raise card fees in October 2023 and April 2024 and Congress’ visceral reaction to the news. According to Senator Dick Durbin’s […]