U.S Acquiring BIN Sponsorship: To Sponsor or Not to Sponsor
A $170M Revenue Opportunity for Banks Only licensed U.S. banks can provide acquiring BIN sponsorship, and while there are thousands of U.S. banks, only a handful operate acquiring BIN sponsorship businesses. The scarcity of acquiring BIN sponsors is primarily due to banks’ concerns with compliance / risks and a lack of BIN sponsorship experience. Recently, […]
NYC Event: The Embedded Finance Opportunity, January 2025
On 23 January 2025, we had the pleasure of co-hosting a live event in collaboration with UBS at their New York office, on the trending topic of Beyond Payment: The Embedded Finance Opportunity. Watch the highlights and a peak into the insightful discussions that took place in the aftermovie below.
U.S. Merchant Payments: Medical Practices
We advise viewing the slides via the “PDF” icon button. {% module_block module “widget_f40d842a-d9cd-4f8e-8980-651a39f01a6e” %}{% module_attribute “child_css” is_json=”true” %}{% raw %}null{% endraw %}{% end_module_attribute %}{% module_attribute “css” is_json=”true” %}{% raw %}null{% endraw %}{% end_module_attribute %}{% module_attribute “label” is_json=”true” %}{% raw %}null{% endraw %}{% end_module_attribute %}{% module_attribute “module_id” is_json=”true” %}{% raw %}98459521332{% endraw %}{% end_module_attribute %}{% […]
Infographic: Evolution of US Acquiring Processing
Article Synopsis and Visuals Guide: The US acquiring processing market is dominated by a select number of monolithic, legacy processors (visual #1) The prolific M&A activity of legacy processors created fragmented, complex platform environments (visual #2); however, the collection of platforms also resulted in processors with breadths of capabilities that are difficult to replicate Legacy […]
Executive Interview Series: Roshan Sadanani, Product Manager, Stripe Terminal
Flagship Advisory Partners’ Executive Interview Series provides readers with exclusive insights from thought leaders in the payments and fintech industry.
Infographic: Landscape of U.S. Merchant Payments Assets
A Framework for Focusing Your ISV Strategy
Unless you are Stripe, successful ISV/SaaS channel strategies require focus. ISVs are vertically or functionally specialized, resulting in a broad array of market segments. Flagship developed a simple framework to focus an ISV channel strategy, which we describe below. ISV Partner Targeting – Flagship’s Framework Flagship’s ISV partner targeting framework is founded on two principles: […]
PayPal’s + Pinterest a High Profile Example of Payments & Commerce Convergence
Almost 20 years ago, eBay acquired PayPal for $1.5 billion. PayPal was subsequently spun-off from eBay while growing into the leading global e-commerce payment service provider (“PSP”), worth more than $300 billion. On Wednesday, October 20th, PayPal signaled a potential acquisition of Pinterest, a $40 billion digital marketplace and visual discovery engine. Where eBay and […]
Payoneer’s Recent IPO Highlights the Importance of Global Disbursements
The growth of e-commerce and the gig-economy transformed businesses and gave rise to marketplaces and aggregators like Amazon, AirBnB, Upwork, and more. Global payout providers support marketplaces and aggregators, enabling merchant payment disbursements and cross-border money transfers to pay sellers, employees, agents, and/or consumers (‘payees’). These global payout providers are bridging the gap between traditional […]