Most Read Flagship Insights of 2024

During 2024 Flagship shared insights on a diverse array of payments and fintech topics. Our analysis of Apple’s iOS NFC launch in Europe drew significant attention, highlighting its impact on in-store payments. Other topics included the decline of European local card schemes, the growth of next-gen POS systems, the success of PSPs in merchant VAS […]

Attractive Field Services Vertical Propels ServiceTitan to Successful IPO

Successful IPO ServiceTitan went public last week and immediately traded up more than 40% as investors flocked to the attractive growth fundamentals of ServiceTitan specifically and the field services vertical software & embedded generally. For embedded finance buffs like us, the TTAN S-1 was a compelling reading, so no surprise that investors reacted favorably. We […]

Executive Interview with Ian Drysdale, CEO, One Inc: “Automating Traditional Insurance Workflows from Weeks to Seconds”

Flagship Advisory Partners’ Executive Interview Series provides readers with exclusive insights from thought leaders in the payments and fintech industry.  This edition spotlights One Inc, a digital payments platform specializing in insurance premiums and claims. Flagship Advisory Partners met with Ian Drysdale, CEO of One Inc, to learn about how they are revolutionizing insurance payments […]

Q3 2024 Report: Global Fintech M&A Witnesses Moderate Growth in Q3 2024

Global fintech M&A deal volume showed steady growth during Q3 ‘24, with private equity-led M&A activity significantly contributing to the deal performance. Strategic acquisitions also saw an increase in deal numbers, with notable players such as MasterCard and Visa actively acquiring fintech companies during Q3 ‘24. We advise viewing the slides via the “PDF” icon […]

Q3 2024 Payment Earnings Observations​

General Commentary & Highlights Volatility: 53% of our select payments equities sample swung up or down by 10% or more and 30% swung up or down by 20% or more. Even modest misses produced sizable volatility to the downside. More winners than losers: Payments industry generally outperforming expectations in 2024. Small caps outperformed in Q3: […]

Authorized Push Payment (APP) Fraud: An Escalating Threat

In today’s digital world, Authorized Push Payment (APP) fraud is becoming one of the most deceptive and dangerous scams. As these scams evolve and grow, understanding how they work and how to protect yourself is more important than ever. In this article, we delve into APP fraud growth, use cases, solutions, and ultimately how payments […]

Executive Interview with Rob Straathof, CEO, Liberis: “Embedded Finance Isn’t One Size Fits All”

Flagship Advisory Partners’ Executive Interview Series provides readers with exclusive insights from thought leaders in the payments and fintech industry.  This edition spotlights Liberis, a leading global embedded finance platform that provides funding and financial products to small businesses. Flagship Advisory Partners met with Rob Straathof, CEO, to learn about Liberis’ perspectives on embedded finance […]

Challenges of In-Store A2A Payments and the Failure of kevin.

Payments software startup, kevin, once seen as Lithuania’s next unicorn, has declared bankruptcy, leading the National Central Bank of Lithuania to revoke its PI license after months of financial struggles and employee layoffs. kevin’s insolvency underscores the critical importance of developing robust economic models that can effectively support scalability and long-term success in the fintech […]

SoftPOS Creeping Slowly Towards Potential?

SoftPOS, also known as “tap-to-pay” and “pin-on-glass,” has been touted for years as the future of face-to-face payments, with the promise of transforming how businesses accept payments by eliminating the need for payment hardware. Ten-plus years since the technology was first created, the question remains: Has SoftPOS truly arrived, or is it still awaiting its […]