Demystifying CBDC (Central Bank Digital Currencies)
Central Bank Digital Currencies (CBDCs) have emerged as a pivotal topic at the intersection of finance, technology, and policy. As traditional forms of currency give way to digital alternatives, central banks worldwide are exploring the potential of CBDCs to revolutionize how we conduct financial transactions, manage monetary policy, and safeguard economic stability. The article attempts […]
U.S. Merchant Payments: Medical Practices
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PCN Podcasts: Opportunities and Developments within B2B Payments
Flagship Advisory Partners recently sat down with PCN CEO Rogier Rouppe van der Voort for their ‘In Check with Fintech’ podcast episode to discuss the latest developments and opportunities within the B2B payments space. Delving deeper, they explored Fintech adoption trends in the U.S. and Europe, breakthroughs in real-time payment systems, key themes within […]
Unsuccessful Investment in German PSP Unzer
Image Credit: Unzer.com Introduction For the better part of two decades, from c. 1995 to 2015, private equity investments into merchant payments were practically failproof. Deal after deal delivered solid, if not exceptional returns buoyed by strong fundamental electronic payment growth tailwinds, and a business model with naturally strong scale economies. By the late 2010’s […]
PSPs Expanding To Banking: Is it worth it?
Over the past few years, several major payment service providers (PSPs) have expanded their product sets by introducing banking solutions such as cards, credit, and business accounts. In this article, we analyze the banking offerings of select PSPs across Europe and the U.S., listed in Figure 1. Banking products present a natural cross-selling opportunity for […]
Infographic: European Payments M&A Rebounding Strongly After Historically Weak Q1 2023
Image Credits: FreePik General Commentary & Highlights: Investments in the payments sector had unusually limited activity in Q1 2023, yet rebounded exceptionally quickly in Q2 2023, well above historical levels Despite macro-economic headwinds, the market is anticipating an acceleration of M&A activity in the payments sector heading into Q3 2023 and beyond With a significant […]
Infographic: CAB Payments Initial Public Offering (IPO) 2023
General Commentary & Highlights: CAB Payments, the holding company for Crown Agent Bank (CAB), a B2B FX and payments specialist got listed on the London Stock Exchange on 6th July ‘23 The deal had a market cap of £851 mil. at the IPO (largest public debut in London this year) The stock fell sharply on […]
GTCR Acquires a Majority Stake in Worldpay from FIS at Substantially Reduced Valuation
Please do not hesitate to contact Joel Van Arsdale Joel@FlagshipAP.com or Rom Mascetti Rom@FlagshipAP.com with comments or questions.
B2B Payments in Focus: Plastiq’s Bankruptcy and Opportunities for PSPs
Less than a year after an abandoned de-SPAC deal that valued the company at $480 million, Plastiq, a U.S. B2B payments automation platform, filed for Chapter 11 bankruptcy and entered into an agreement to be acquired by Priority Technology Holdings, a publicly traded U.S. merchant acquirer/payment service provider. In this article, we summarize the rise […]
Infographic: Wise FY 2023 Performance Assessment
General Commentary & Highlights: Wise’s stock price surged c.20% to £641.40 on 28th June, fueled by its FY23 results that included surprisingly high growth. Wise stock is up more than 100% since its all-time low one year ago The customer base grew 34% YoY (66% of which joined through word-of-mouth), while volume grew at 37%; […]