Guide for European Card Issuers to Improve UX challenged 3DS 2.x Processes

This article is adapted from the downloadable guide in slide format. We suggest downloading the slides via the “Download Article PDF” button in the upper right. 3D Secure has been on the market for some time, but PSD II regulation brought significant updates which provide optionality for issuers. FIGURE 1: Summary of 3D Secure […]
Executive Interview Series: Open Banking Payments with Todd Clyde, CEO of Token

Flagship Advisory Partners’ Executive Interview Series provides readers with exclusive insights from thought leaders in the payments and fintech industry. The series offers diverse perspectives on everything from market developments to strategy to commentary on developments in the industry. This edition puts the spotlight on open banking developments in Europe. Flagship Advisory Partners met with […]
Key Themes and Insights from Merchant Payments Ecosystem (‘MPE’) Berlin, 5 – 7 July 2022

We summarize below some of the key themes discussed during the MPE conference in Berlin. Core Payments Broader Fintech Crypto and the Metaverse Please do not hesitate to contact: Erik Howell (Erik@FlagshipAP.com), Yuriy Kostenko (Yuriy@FlagshipAP.com), Anupam Majumdar (Anupam@FlagshipAP.com), Charlotte Al Usta (Charlotte@FlagshipAP.com), or Dan Carr (Dan@FlagshipAP.com) with comments or questions.
War in Ukraine: Impact on Payments

Russia launched a full-scale military invasion of Ukraine on 24 February 2022 and with it triggered a new era of geopolitical tensions and economic repercussions. In response to Russia’s aggression, the West slapped Russian entities and individuals with a number of sanctions with unprecedented scope and speed. The payments sector became a tool used to […]
Fintech Executives Facing Potentially Painful Lessons on Inflation, Recession
It is a fool’s errand to forecast inflation under the uncertainty of today. But we will go out on a limb and predict that elevated inflation is going to persist for quite some time and likely will contribute to a recession. Payments and fintech executives are in for a crash course on the challenges of […]
Key Themes and Insights from Money20/20 Europe, 7 – 9 June 2022

We summarize below some of the key themes discussed during the Money20/20 Europe conference. Key Themes & Insights Please do not hesitate to contact: Joel Van Arsdale (Joel@FlagshipAP.com), Erik Howell (Erik@FlagshipAP.com), Yuriy Kostenko (Yuriy@FlagshipAP.com), Anupam Majumdar (Anupam@FlagshipAP.com), or Charlotte Al Usta (Charlotte@FlagshipAP.com) with comments or questions.
A Framework for Focusing Your ISV Strategy
Unless you are Stripe, successful ISV/SaaS channel strategies require focus. ISVs are vertically or functionally specialized, resulting in a broad array of market segments. Flagship developed a simple framework to focus an ISV channel strategy, which we describe below. ISV Partner Targeting – Flagship’s Framework Flagship’s ISV partner targeting framework is founded on two principles: […]
Infographic: Strong ’22 Growth Momentum in B2B Card Spend
INFOGRAPHIC: Strong ’22 Growth Momentum in B2B Card Spend Please do not hesitate to contact Frank Martien (Windward Strategy) frank@windward-strategy.com or Pedro Giesta Pedro@FlagshipAP.com with comments or questions.
Infographic: COVID e-Commerce Bubble Has Officially Burst
INFOGRAPHIC: COVID e-Commerce Bubble Has Officially Burst Please do not hesitate to contact Joel Van Arsdale Joel@FlagshipAP.com or Pedro Giesta Pedro@FlagshipAP.com with comments or questions.
Infographic: Regulatory Headwinds for BNPL
INFOGRAPHIC: Regulatory Headwinds for BNPL Please do not hesitate to contact Erik Howell Erik@FlagshipAP.com or Elisabeth Magnor Elisabeth@FlagshipAP.com with comments or questions.