Fintech Executives Facing Potentially Painful Lessons on Inflation, Recession
It is a fool’s errand to forecast inflation under the uncertainty of today. But we will go out on a limb and predict that elevated inflation is going to persist for quite some time and likely will contribute to a recession. Payments and fintech executives are in for a crash course on the challenges of […]
Key Themes and Insights from Money20/20 Europe, 7 – 9 June 2022

We summarize below some of the key themes discussed during the Money20/20 Europe conference. Key Themes & Insights Please do not hesitate to contact: Joel Van Arsdale (Joel@FlagshipAP.com), Erik Howell (Erik@FlagshipAP.com), Yuriy Kostenko (Yuriy@FlagshipAP.com), Anupam Majumdar (Anupam@FlagshipAP.com), or Charlotte Al Usta (Charlotte@FlagshipAP.com) with comments or questions.
A Framework for Focusing Your ISV Strategy
Unless you are Stripe, successful ISV/SaaS channel strategies require focus. ISVs are vertically or functionally specialized, resulting in a broad array of market segments. Flagship developed a simple framework to focus an ISV channel strategy, which we describe below. ISV Partner Targeting – Flagship’s Framework Flagship’s ISV partner targeting framework is founded on two principles: […]
Infographic: Strong ’22 Growth Momentum in B2B Card Spend
INFOGRAPHIC: Strong ’22 Growth Momentum in B2B Card Spend Please do not hesitate to contact Frank Martien (Windward Strategy) frank@windward-strategy.com or Pedro Giesta Pedro@FlagshipAP.com with comments or questions.
Infographic: COVID e-Commerce Bubble Has Officially Burst
INFOGRAPHIC: COVID e-Commerce Bubble Has Officially Burst Please do not hesitate to contact Joel Van Arsdale Joel@FlagshipAP.com or Pedro Giesta Pedro@FlagshipAP.com with comments or questions.
Infographic: Regulatory Headwinds for BNPL
INFOGRAPHIC: Regulatory Headwinds for BNPL Please do not hesitate to contact Erik Howell Erik@FlagshipAP.com or Elisabeth Magnor Elisabeth@FlagshipAP.com with comments or questions.
Will U.S. Cost of Payments Ever Be Disrupted?
Technology breeds efficiency, at least under normal circumstances. U.S. card acceptance falls into the unusual circumstances category. Despite having the world’s second largest digital economy (behind China), the U.S. has the highest costs of payments (as shown in Figure 1) among developed global markets driven primarily by the high cost of cards. There is a […]
Infographic: Stripe Setting the Performance Bar in Fintech
INFOGRAPHIC: Stripe Setting the Performance Bar in Fintech Please do not hesitate to contact Charlotte Al Usta Charlotte@FlagshipAP.com or Aigerim Assembayeva Aigerim@FlagshipAP.com with comments or questions.
Infographic: Evolution of North American Payfacs

INFOGRAPHIC: Evolution of North American Payfacs Please do not hesitate to contact Joel Van Arsdale Joel@FlagshipAP.com with comments or questions.
European Accounting Platforms Have Huge Opportunity in Payouts

Accounting software platforms that power SME financial and business administration offer massive potential for integrating fintech services. The power lies in the many touchpoints that accounting software offers for integrating a broad array of fintech services from various payment services to lending, card issuing, FX, and core banking services. Payouts to suppliers is the most […]