Payments User Experiences in the Metaverse are Clunky Today
Payments use cases and services adapt to life and our changing commerce experiences. In the late 90’s and early 2000’s, payments evolved to meet the needs of e-commerce. In the 2010’s, payments evolved for mobile commerce. The next horizon of payments evolution is the Metaverse. In this article, we discuss the reality of nascent payments […]
Stock Valuation Crunch Will Impact Broader Fintech Market
The fintech equity markets, public and private, have been sellers’ markets for years. Particularly during the pandemic, the premium placed on high growth fintechs reached stratospheric levels. Those days could be ending. The sunset of the pandemic, rise of inflation, and war in Ukraine have public investors shifting towards alternative asset classes and away from […]
Infographic: Development of C2B Crypto Commerce Driving Huge Investments and New Fintech Business Models
Infographic: Klarna Loss Quadruples As Geo Expansion Continues
Contact Erik Howell at Erik@FlagshipAP.com or Elisabeth Magnor at Elisabeth@FlagshipAP.com for comments or questions.
Crypto Starting to Realize its Promise in Payments
Crypto’s Evolution From a ‘Store Of Value’ to a ‘Medium Of Exchange’ Despite its recent dip, 2021 was a breakthrough year for crypto, with its market capitalization rising by 188% to reach ~$3 trillion in November 2021. Crypto’s profile and growth to date has derived from its utility as a store of value, but we […]
Infographic: Adyen Delivers Impressive H2 2021 Results
Infographic: BNPL Consolidation via M&A
Infographic: Neobank Approaches to Payment Acceptance
Infographic: Top BNPL Providers Demonstrate Solid Valuations
Observations on BNPL Valuations
Nubank IPO Sets the Target for Neobanking in LatAm
On 9 December 2021, Brazil-headquartered neobank Nubank made an impressive debut on Wall Street, raising $2.6 bil. on the NYSE, with an implied market capitalization of $50 bil. at IPO (now down to $43 bil.). Nubank is now the third-largest company by market capitalization in Brazil. Although the company is still unprofitable, it has a […]