Will U.S. Cost of Payments Ever Be Disrupted?
Technology breeds efficiency, at least under normal circumstances. U.S. card acceptance falls into the unusual circumstances category. Despite having the world’s second largest digital economy (behind China), the U.S. has the highest costs of payments (as shown in Figure 1) among developed global markets driven primarily by the high cost of cards. There is a […]
Infographic: Stripe Setting the Performance Bar in Fintech
INFOGRAPHIC: Stripe Setting the Performance Bar in Fintech Please do not hesitate to contact Charlotte Al Usta Charlotte@FlagshipAP.com or Aigerim Assembayeva Aigerim@FlagshipAP.com with comments or questions.
Infographic: Evolution of North American Payfacs
INFOGRAPHIC: Evolution of North American Payfacs Please do not hesitate to contact Joel Van Arsdale Joel@FlagshipAP.com with comments or questions.
European Accounting Platforms Have Huge Opportunity in Payouts
Accounting software platforms that power SME financial and business administration offer massive potential for integrating fintech services. The power lies in the many touchpoints that accounting software offers for integrating a broad array of fintech services from various payment services to lending, card issuing, FX, and core banking services. Payouts to suppliers is the most […]
Payments User Experiences in the Metaverse are Clunky Today
Payments use cases and services adapt to life and our changing commerce experiences. In the late 90’s and early 2000’s, payments evolved to meet the needs of e-commerce. In the 2010’s, payments evolved for mobile commerce. The next horizon of payments evolution is the Metaverse. In this article, we discuss the reality of nascent payments […]
Stock Valuation Crunch Will Impact Broader Fintech Market
The fintech equity markets, public and private, have been sellers’ markets for years. Particularly during the pandemic, the premium placed on high growth fintechs reached stratospheric levels. Those days could be ending. The sunset of the pandemic, rise of inflation, and war in Ukraine have public investors shifting towards alternative asset classes and away from […]
Infographic: Development of C2B Crypto Commerce Driving Huge Investments and New Fintech Business Models
Infographic: Klarna Loss Quadruples As Geo Expansion Continues
Contact Erik Howell at Erik@FlagshipAP.com or Elisabeth Magnor at Elisabeth@FlagshipAP.com for comments or questions.
Crypto Starting to Realize its Promise in Payments
Crypto’s Evolution From a ‘Store Of Value’ to a ‘Medium Of Exchange’ Despite its recent dip, 2021 was a breakthrough year for crypto, with its market capitalization rising by 188% to reach ~$3 trillion in November 2021. Crypto’s profile and growth to date has derived from its utility as a store of value, but we […]
Infographic: Adyen Delivers Impressive H2 2021 Results
