Q4 2024 SaaS Earnings Observations
Despite macro-economic headwinds and stock pricing pressure, large SaaS platforms have succeeded in continuing to drive top-line revenue growth while embarking on a transition to profitability. ‹ ›
Embedded Payouts Are Booming
Introduction Much of the market’s embedded payments focus is on pay-in use cases feeding into payment acceptance and acquiring. Embedded payouts are less-developed than pay-ins, but a massive growth opportunity for both platforms and fintechs. In this article, we walk through key growth tailwinds, specific use case opportunities, and potential partners for supporting embedded payouts. […]
Reactions to Stripe’s New Feature Announcements at Annual Sessions Conference
We attended Stripe’s annual conference—Stripe Sessions—where they announced 50+ new product features. Read our reactions to these new features. We advise viewing the slides via the “PDF” icon button. ‹ ›
Merchant VAS Now a Lucrative Reality for PSPs
A decade ago, Value-Added Services (VAS) in the context of merchant payments were more aspirational than tangible. Today, we see merchant Payment Services Providers (PSPs) achieving lucrative success across a range of value-adds including software subscriptions, lending, multi-currency, card issuing, and others. Isolating Square, given that they are publicly listed, we see a healthy 28% […]
The U.S. Land-Based Gaming Payments Opportunity
Land-based Gaming is a Unique Fintech Vertical, Now With IGT + Everi at its Core Land-based gaming is a unique payments opportunity with specific product requirements, an attractive revenue profile, and specialized set of providers. The proposed merger combines Everi’s market-leading set of verticalized payments products with a leading CMS and games proposition (IGT). The […]
Comparing North American and European PayFacs in 2024
General Commentary & Highlights In North America, 16% of the payfacs registered today are new since Mar ’23. However, 5% of the payfacs from Mar ’23 were unregistered by Jan ’24, a 6% annual attrition rate. In the EU & UK, 14% of the payfacs registered today are new since Mar ’23, on the other […]
Infographic: Evolution of US Acquiring Processing
Article Synopsis and Visuals Guide: The US acquiring processing market is dominated by a select number of monolithic, legacy processors (visual #1) The prolific M&A activity of legacy processors created fragmented, complex platform environments (visual #2); however, the collection of platforms also resulted in processors with breadths of capabilities that are difficult to replicate Legacy […]
Executive Interview Series: Roshan Sadanani, Product Manager, Stripe Terminal
Flagship Advisory Partners’ Executive Interview Series provides readers with exclusive insights from thought leaders in the payments and fintech industry.
Global Payments Returns to M&A With Marquee Acquisition of EVO Payments
Global Payments (“Global”), a historically acquisitive company, has recently foregone M&A in favor of using available capital for share repurchases (~$1.25B in equity repurchased to date in 2022). On Monday, August 1, Global marked a return to form with three announcements: Entered into a definitive agreement to acquire EVO Payments for $4 billion ($34 per […]