Advent to Buy Nuvei in $6.3B Deal
Nuvei announces $6.3B acquisition by Advent International, breaking out from what has been a slow period for merchant payments M&A We advise viewing the slides via the “PDF” icon button. ‹ ›
Merchant VAS Now a Lucrative Reality for PSPs
A decade ago, Value-Added Services (VAS) in the context of merchant payments were more aspirational than tangible. Today, we see merchant Payment Services Providers (PSPs) achieving lucrative success across a range of value-adds including software subscriptions, lending, multi-currency, card issuing, and others. Isolating Square, given that they are publicly listed, we see a healthy 28% […]
Reactions to Visa and Mastercard Credit Card Fee Settlement with U.S. Merchants
General Commentary & Highlights Visa and Mastercard agreed to reduce credit card interchange fees and change some rules as part of a proposed antitrust settlement with U.S. merchants that could conclude 19 years of litigation and negotiation if approved. U.S. merchants have experienced consistently rising card acceptance fees for decades (see Figure 2), in part […]
Amsterdam Embedded Payments & Finance Event, March 2024
On 6 March 2024, we had the pleasure of hosting a live event in collaboration with The Payers and European Women Payments Network on the trending topic of Embedded Payments and Finance. Watch all highlights and a peak into the insightful discussions that took place.
Apple Opening Up iOS NFC in Europe – Will it Change the Game for In-Store Payments?
Gaining access to the physical POS (‘Point-of-Sale’) has been a pain point for local wallets and APMs (‘Alternative Payment Methods’) in several European markets. Apple Pay, Google Pay, and contactless cards have excellent customer experiences and broad acceptance, and APMs have struggled to match these card-centric form factors in terms of ease of use. European […]
Webinar: Demystifying CBDCs and the Digital Euro
Discover the future of finance with our webinar unpacking CBDCs (Central Bank Digital Currencies) and the ECB (European Central Bank) ambitions for the Digital Euro. CBDCs have emerged as a pivotal topic, intersecting finance, technology, and policy. In this session, we delve into definitions, characteristics, use cases, and potential impact CBDCs have on stakeholders in […]
The U.S. Land-Based Gaming Payments Opportunity
Land-based Gaming is a Unique Fintech Vertical, Now With IGT + Everi at its Core Land-based gaming is a unique payments opportunity with specific product requirements, an attractive revenue profile, and specialized set of providers. The proposed merger combines Everi’s market-leading set of verticalized payments products with a leading CMS and games proposition (IGT). The […]
Comparing North American and European PayFacs in 2024
General Commentary & Highlights In North America, 16% of the payfacs registered today are new since Mar ’23. However, 5% of the payfacs from Mar ’23 were unregistered by Jan ’24, a 6% annual attrition rate. In the EU & UK, 14% of the payfacs registered today are new since Mar ’23, on the other […]
Mastering Omnichannel Payments
PayPal Challenged by Growth Headwinds
General Commentary & Highlights PayPal’s stock dropped 9% after PayPal issued low guidance and warned of a transition year. PayPal’s account numbers fell for the first time while net revenue remained disappointingly flat, in part due to ongoing price pressure (net take rate declined by more than 50 bps since 2019). PayPal’s recent strategy to […]