The Invoice Is the Fintech Rail: How Europe’s E-Invoicing Mandates Rewire B2B Payments
Those who think of Europe’s B2B e-invoicing mandates as just a tax-compliance software upgrade have clearly gotten it wrong. Beyond the compliance burden, these mandates unlock a larger commercial opportunity: making structured, machine-readable transaction data ubiquitous and cost-effective to access. This data layer is also the missing precondition for two propositions that have been stuck […]
The Stablecoin Promise in Cross-Border Payments: Real, but Not Uniform
Of all the use cases where stablecoins have emerged, cross-border payments have the clearest product-market fit. But that fit is not uniform; it is concentrated in specific corridors, specific transaction types, and operating models. Cross-border payments remain one of the most friction-laden, expensive, and opaque segments of global finance. Businesses wait three to ten days […]
Sovereignty, Agents, and Stablecoins: Flagship’s Takeaways from Money20/20 Europe 2026
Flagship Advisory Partners recently attended Money20/20 Europe 2026 in Amsterdam, the premier annual gathering for the fintech and payments sector. Through discussions with established market leaders and disruptive startups alike, our team gained firsthand perspectives on the innovations and trends redefining the future of payments. Flagship’s Key Industry Takeaways 1. Fintech: Familiar Themes Amid Cautious […]
Middle East: An Upcoming Fintech Growth Engine
Fintech in the Middle East is no longer emerging – it is scaling. Strong capital inflows, rising consolidation, and regulatory tailwinds are accelerating growth across payments, wallets, lending, and digital banking. We advise viewing the slides via the “PDF” icon button. ‹ › Key Highlights: Fintech funding has accelerated and a new cohort of regional […]
Why European APMs Need More Than Apple’s NFC to Win In-Store Payments
European alternative payment methods (APMs) have a long history of failed attempts to succeed at the physical point of sale (POS). In contrast, Apple Pay has achieved tremendous success. Apple’s tight control over the iPhone’s NFC chip has fueled iOS’s dominance in contactless payments (see Figure 1) while blocking APMs from delivering a comparable user […]
Decoding the Stablecoin Opportunity: An Introduction
In the last 12 months, a first wave of corporates and financial institutions began using fiat-backed stablecoins to cut cross-border settlement times from days to minutes and reduce costs without taking the price risk inherent in established cryptocurrencies like Bitcoin and Ethereum. Those early adopters will drive stablecoin payment volumes to hit $140-195B this year, […]
Executive Interview with Giorgio Andreoli, Director General, European Payments Council: “A truly native European instant payments infrastructure is now becoming a reality for the future”
Flagship Advisory Partners’ Executive Interview Series provides readers with exclusive insights from thought leaders in the payments and fintech industry. This edition spotlights the European Payment Council (EPC) which is responsible for developing and managing payment schemes that facilitate a harmonized European payments landscape. Flagship Advisory Partners met with Giorgio Andreoli, Director General of the EPC, […]
Corpay Strengthens X-border Footprint With Acquisition of Alpha Group
Pending Regulatory approval and closing in Q4’2025, Corpay expanded its cross-border capabilities with the acquisition of Alpha Group, enhancing its presence in Europe and reinforcing its position as a leader in B2B payments.
Embedded Finance in B2B & Office of CFO SaaS
On July 1st, 2025, Flagship Advisory Partners co-hosted an event with UBS in London, where Anupam Majumdar, Partner at Flagship, presented on the rising wave of B2B and Office of the CFO SaaS innovation in Europe, highlighting its evolution in relation to the more mature US fintech landscape. We advise viewing the slides via the […]
Money 20/20 Europe: What’s Next for Payments?
Flagship Advisory Partners recently attended Money 20/20 Europe 2025 in Amsterdam, a pivotal event for the global fintech and payments industry. Our team engaged with key players and emerging innovators, gathering crucial insights into the trends shaping the future of finance.