PSPs Buying Commerce Software Accelerating in Europe
Introduction Software platforms (ISVs or SaaS or SW companies) are rapidly expanding into payments and embedded finance, capturing more and more of the fintech value chain. In the U.S. market, we estimate that ISVs (independent software vendors), in various forms, already control 35% of the SMB merchant payments revenue pool. In response, payments service providers […]
2025 is the Year of Stablecoins, With Record Volumes and M&A Momentum
Stablecoins have demonstrated strong momentum, with transaction volumes surging to $5.7 trillion in 2024 and accelerating further with a 66% spike in Q1 2025. Investor interest is growing – evidenced by a recent increase in M&A activity, predominantly driven by strategic buyers rather than financial sponsors. A standout example is Stripe’s landmark $1.1 billion acquisition […]
Money 20/20 Europe: What’s Next for Payments?
Flagship Advisory Partners recently attended Money 20/20 Europe 2025 in Amsterdam, a pivotal event for the global fintech and payments industry. Our team engaged with key players and emerging innovators, gathering crucial insights into the trends shaping the future of finance.
Embedded Finance Vertical Snapshot: US Healthcare Providers
This snapshot marks the first in our Embedded Finance Vertical Snapshot series, beginning with a focus on the US Healthcare Providers landscape (excluding payment to payer payment flows). The healthcare sector is notably complex and highly regulated, with widespread software adoption driven in large part by US electronic health record (EHR) mandates. Despite this digital […]
Webinar: Inside Issuing – Insights to Evolve Your Card Programme
The issuer processing landscape is evolving rapidly, and success hinges on agility and informed decision-making. Erik Howell, Partner at Flagship Advisory Partners, and Jim McCarthy, Thredd CEO, explore the trends, data, and strategies driving the future of card issuance in this webinar. Whether you’re scaling a fintech, integrating embedded finance, or leading transformation within a […]
B2B Mobility: High Activity Levels Are a Call To Action for Fintech Providers
Introduction The B2B mobility ecosystem continues to evolve rapidly, underpinned by favorable macro factors: huge volumes, unmet customer needs, complexity, and technological innovation. It now encompasses fuel and energy cards, fleet management software, specialized mobility services such as driver and fuel management, route optimization, and field scheduling, among others. To gauge the current state of […]
Pix is Redefining Brazil’s Payment Mix
Pix has been revolutionizing Brazil’s payments landscape since its launch by the Brazilian Central Bank in 2020. Designed as an instant, account-to-account (A2A) transfer system, Pix is continually reducing dependence on traditional payment methods such as cash, Boletos, and debit cards.
The Next Public Fintech Transaction: AvidXchange Taken Private by TPG Alongside Corpay
The $2.2B acquisition of AvidXchange, Inc. by TPG and Corpay is the latest example of consolidation in B2B fintech and, more specifically, AP automation. We discuss the recent stock performance of AvidXchange and Corpay, deal structure, and deal implications on broader B2B fintech investment.
European B2B Office of CFO SaaS: 2025 Market Trends and Key Investments
The European office of CFO SaaS remains a fertile ground for investments and M&A. Rapid market consolidation across CFO SaaS domains, key regulatory mandates (e.g., B2B E-invoicing) and increased adoption of embedded fintech across SaaS domains makes the space an attractive investment hotbed. We advise viewing the slides via the “PDF” icon button. ‹ › […]
Global Wallets Advance in Europe While Local Wallets Face Mixed Results
Local digital wallets across Europe are experiencing varied levels of success as they face increasing competition from global wallet solutions such as Apple Pay and Google Pay. While some local solutions — often backed by strong domestic banking networks — continue to build loyal user bases and demonstrate solid growth, others are seeing stagnation.