Selling Embedded Payments with Flagship Advisory Partners, Adyen & Zenoti
Joel van Arsdale, Managing Partner at Flagship Advisory Partners, recently sat down with Hemmo Bosscher, SVP, Global Head of Payments at Adyen and Vamshi Reddy, Head of Payments at Zenoti, to discuss how software platforms can effectively sell embedded payments and make them a key part of their growth strategy on Adyen’s latest episode of […]
Ledger-as-a-Service: An Emerging Infrastructure Layer Powering Fintech Innovation
Innovation in financial services is at an all-time high and expanding to include an increasingly diverse range of product concepts, company types, and delivery models. Yet one thing remains constant: businesses that store, move, convert, or otherwise handle customer or partner money must keep track of those funds. As they focus on building new products, […]
Q1 2025 SaaS Earnings Observations
After a challenging quarter, the market is rebounding, with 9 of 14 tracked companies now posting positive 3-month returns. While growth continues, it has slowed modestly, suggesting a more measured expansion.
PSPs Buying Commerce Software Accelerating in Europe
Introduction Software platforms (ISVs or SaaS or SW companies) are rapidly expanding into payments and embedded finance, capturing more and more of the fintech value chain. In the U.S. market, we estimate that ISVs (independent software vendors), in various forms, already control 35% of the SMB merchant payments revenue pool. In response, payments service providers […]
2025 is the Year of Stablecoins, With Record Volumes and M&A Momentum
Stablecoins have demonstrated strong momentum, with transaction volumes surging to $5.7 trillion in 2024 and accelerating further with a 66% spike in Q1 2025. Investor interest is growing – evidenced by a recent increase in M&A activity, predominantly driven by strategic buyers rather than financial sponsors. A standout example is Stripe’s landmark $1.1 billion acquisition […]
Money 20/20 Europe: What’s Next for Payments?
Flagship Advisory Partners recently attended Money 20/20 Europe 2025 in Amsterdam, a pivotal event for the global fintech and payments industry. Our team engaged with key players and emerging innovators, gathering crucial insights into the trends shaping the future of finance.
Embedded Finance Vertical Snapshot: US Healthcare Providers
This snapshot marks the first in our Embedded Finance Vertical Snapshot series, beginning with a focus on the US Healthcare Providers landscape (excluding payment to payer payment flows). The healthcare sector is notably complex and highly regulated, with widespread software adoption driven in large part by US electronic health record (EHR) mandates. Despite this digital […]
Webinar: Inside Issuing – Insights to Evolve Your Card Programme
The issuer processing landscape is evolving rapidly, and success hinges on agility and informed decision-making. Erik Howell, Partner at Flagship Advisory Partners, and Jim McCarthy, Thredd CEO, explore the trends, data, and strategies driving the future of card issuance in this webinar. Whether you’re scaling a fintech, integrating embedded finance, or leading transformation within a […]
B2B Mobility: High Activity Levels Are a Call To Action for Fintech Providers
Introduction The B2B mobility ecosystem continues to evolve rapidly, underpinned by favorable macro factors: huge volumes, unmet customer needs, complexity, and technological innovation. It now encompasses fuel and energy cards, fleet management software, specialized mobility services such as driver and fuel management, route optimization, and field scheduling, among others. To gauge the current state of […]
Pix is Redefining Brazil’s Payment Mix
Pix has been revolutionizing Brazil’s payments landscape since its launch by the Brazilian Central Bank in 2020. Designed as an instant, account-to-account (A2A) transfer system, Pix is continually reducing dependence on traditional payment methods such as cash, Boletos, and debit cards.