U.S Acquiring BIN Sponsorship: To Sponsor or Not to Sponsor
A $170M Revenue Opportunity for Banks Only licensed U.S. banks can provide acquiring BIN sponsorship, and while there are thousands of U.S. banks, only a handful operate acquiring BIN sponsorship businesses. The scarcity of acquiring BIN sponsors is primarily due to banks’ concerns with compliance / risks and a lack of BIN sponsorship experience. Recently, […]
Podcast: The Rise of Agentic Commerce

A panel discussion on the future of agentic commerce with Ben Brown (Partner, Flagship Advisory Partners), Craig DeWitt (Chief Product Officer, Skyfire), Robin Gandhi (Chief Product Officer, Lithic), and Colin Luce (Chief Executive Officer, Basis Theory). Together, we explored how agentic commerce could transform payments, digital identity, and risk, and discuss the opportunities and challenges […]
Decoding the Stablecoin Opportunity: An Introduction
In the last 12 months, a first wave of corporates and financial institutions began using fiat-backed stablecoins to cut cross-border settlement times from days to minutes and reduce costs without taking the price risk inherent in established cryptocurrencies like Bitcoin and Ethereum. Those early adopters will drive stablecoin payment volumes to hit $140-195B this year, […]
Executive Interview with Giorgio Andreoli, Director General, European Payments Council: “A truly native European instant payments infrastructure is now becoming a reality for the future”

Flagship Advisory Partners’ Executive Interview Series provides readers with exclusive insights from thought leaders in the payments and fintech industry. This edition spotlights the European Payment Council (EPC) which is responsible for developing and managing payment schemes that facilitate a harmonized European payments landscape. Flagship Advisory Partners met with Giorgio Andreoli, Director General of the EPC, […]
UK Open Banking: Meaningful Progress, Measured Pace

The UK has long been at the forefront of open banking adoption, serving as a global benchmark for innovation in real-time payments and financial data sharing. A strong regulatory framework, widespread bank connectivity, and a vibrant fintech ecosystem have made the UK one of the most advanced and mature open banking markets in the world. […]
Webinar: The Rise of Agentic Commerce

A panel discussion on the future of agentic commerce with Ben Brown (Partner, Flagship Advisory Partners), Craig DeWitt (Chief Product Officer, Skyfire), Robin Gandhi (Chief Product Officer, Lithic), and Colin Luce (Chief Executive Officer, Basis Theory). Together, we explored how agentic commerce could transform payments, digital identity, and risk, and discuss the opportunities and challenges […]
Podcast: Financial Health of Public Fintechs
Joel van Arsdale, Managing Partner, and Rom Mascetti, Principal at Flagship Advisory Partners, sat down with Elisabeth Magnor, Senior Manager, at Flagship Advisory Partners to unpack the real story behind public fintech growth and to reveal new research across 50 listed fintechs. From revenue efficiency to the rise of SaaS-with-payments, cash flow health, and what […]
Executive Interview with Itai Damti, Co-Founder & CEO, Unit: Powering the Fintech 3.0 Revolution
Flagship Advisory Partners’ Executive Interview Series provides readers with exclusive insights from thought leaders in the payments and fintech industry. This edition spotlights Unit, an embedded finance platform that enables software companies to launch banking, payments, cards, and capital directly within their products. Flagship’s Ben Brown, spoke with Itai Damti, Co-founder & CEO of Unit, […]
A Closer Look at Public Fintech Health & Efficiency

The fintech sector is undergoing a clear shift from hypergrowth at all costs to disciplined, sustainable expansion. Recent results from Q2 ’25 show that while global leaders like Visa and Global Payments are seeing expense growth outpace gross profit, firms such as Affirm and Toast prove that high growth can still be achieved with operating […]
Agentic Commerce: Mobile or the Metaverse

Agentic commerce has shown a rapid uptick in interest recently. In this infographic, we pose a few strategic questions for the payments industry and map the broad ecosystem emerging to enable agentic commerce.